Preheat the oven to 200°C.
Sift the flour and baking powder into a large mixing bowl.
Rub the butter into the flour with your fingertips until it resembles coarse breadcrumbs.
Pour in the milk and mix with a wooden spoon to create a soft dough.
Gently knead the crumbled cheese into the dough until evenly distributed.
Shape the dough into a rough round and place on a floured baking tray.
Flatten the top slightly and brush with milk to glaze.
Grate extra cheese over the top and score a deep cross into the dough.
Bake for 30 minutes until the topping is golden-brown and crisp.
Serve warm with chutney or pickle.